Guide to Business Credit Cards
If you’re already earning points with personal credit cards, you may be wondering: What about business cards?
Business credit cards can be a powerful part of a points & miles strategy, but getting started can feel a little intimidating. What counts as a business? Who can qualify? How do you choose the right card? And what should you consider before applying?
We created this Business Credit Cards Starter Guide to walk you through the basics and help you feel more confident exploring your options.
Inside the guide, you’ll find:
An introduction to business credit cards and how they work
An overview of who may be eligible to apply
What to consider when choosing a business card
How welcome offers can fit into your points strategy
Benefits and perks to look for beyond the welcome bonus
Ways business spending can help you earn valuable points & miles
Important things to think about before applying
Whether you own a traditional business, freelance, have a side hustle, or are simply curious about whether business cards could be an option for you, this guide is designed to help you understand the basics before you take the next step.
Business cards aren't just about earning a bonus—they can be another tool for strategically earning rewards on expenses you're already making.
Ready to see if business credit cards could be part of your points strategy? Start here.
Business Credit Cards: Starter Guide
Think business credit cards are only for big businesses? Think again! Our Business Credit Cards Starter Guide breaks down the basics—from who may qualify to what to look for when choosing a card.
A simple starting point for putting your business spending to work and earning more points & miles.
Click the document for the FREE Full Downloadable PDF.
Eligibility, welcome offers, benefits, annual fees, and application requirements vary by card issuer and can change. Always review the current terms and requirements before applying. As always, we recommend only pursuing rewards when you can comfortably meet spending requirements without carrying a balance or going into debt.

