Our Favorite Starter Cards
Getting started with points & miles can feel overwhelming. With so many credit cards, rewards programs, welcome offers, and benefits to choose from, figuring out where to begin isn't always easy.
That’s why we created this guide featuring some of our favorite starter cards—cards we think are worth considering if you're ready to start earning points and miles more strategically.
We’re looking beyond just the welcome bonus. A great card is one that offers value both when you open it and as you continue using it.
Inside this guide, we’ll highlight:
Some of our favorite cards for getting started with points & miles
Current welcome offers worth knowing about
Key benefits and perks that make each card stand out
Earning opportunities to consider based on everyday spending
Travel benefits and redemption potential
What makes each card a good fit—and what to consider before applying
Our goal isn't to tell you that one card is the best for everyone. Instead, we want to give you a starting point and help you understand what to look for when choosing a rewards card.
Whether you're opening your first rewards card or looking to add another card to your wallet, this guide can help you find the opportunities that make the most sense for your spending and travel goals.
Ready to find your starting point? Let’s get into it.
Our Favorite Starter Cards
Ready to dip your toes into the world of points & miles? We’ve rounded up a few of our favorite starter cards to help you get started—with strong benefits, valuable welcome offers, and plenty of opportunities to earn rewards.
A simple place to start if you’re wondering which card might be right for you.
Click the document here for a FREE, full downloadable PDF.
Welcome offers, benefits, annual fees, and eligibility requirements can change. Always review the current card terms and offer details before applying. We also recommend only pursuing rewards when you can comfortably meet spending requirements without carrying a balance or going into debt.

